Working tax credit
Working Tax Credit is available for people who are working but may be on a low income.
To get Working Tax Credit, you must normally be over the age of 25 and work at least 30 hours a week. But you only need to work 16 hours or more a week if you or your partner:
- Are aged at least 16 and are responsible for a child or young person
- Are aged at least 16 and you qualify for an extra payment of tax credits because you're disabled
- Are over 50 and going back to work after being on benefit for at least six months
You should expect your paid work to continue for at least four weeks.
There are 4 ways in which you may quality for WTC, these are:
You are responsible for one or more children
You are over the age of 16 and you are responsible for one or more children and you live in the UK you may qualify for WTC.
You must work at least 16 hours or more and on a low income and responsible for at least one child who is under the age of 16 or between the ages of 16-19 if in full time education.
Disabled
If you work at least 16 hours a week, in receipt of a qualifying disability benefit and on a low income you may qualify for WTC. There may also be a test by the HMRC to see how your disability or illness affects your chances of finding work.
If you have a disability but are not sure whether or not you qualify for WTC, you can seek help from an experienced advisor such as the CAB to see if you should be claiming.
If you are over 50
If you started work in the last 3 months and you are over 50 as well as in receipt of certain benefits when you took your job you may be able to claim Working Tax credit.
You must be working at least 16 hours or more a week in order to make a claim.
Qualifying benefits include:
- Income Support
- Jobseekers Allowance
- Incapacity Benefit or Severe Disablement Allowance
- State Retirement Pension paid with Pension Credit
- Certain Training Allowances
Generally you will need to have claimed these benefits 6 months prior to working.
25 or over working 30 hours a week or more
Depending on the amount of your income, you may qualify for Working Tax Credit if you are over the age of 25 and you work 30 hours a week or more.
You do not need to have a child in order to make a claim.
How much a person can claim is always unique to their circumstances.
When you make a claim you will receive an outline of what you will be paid and how this figure was worked out according to your income and circumstances.
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